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NEW QUESTION: 1
How are memory cards and smart cards different?
A. Only smart cards can be used for ATM cards
B. Memory cards normally hold more memory than smart cards
C. Smart cards provide a two-factor authentication whereas memory cards don't
D. Memory cards have no processing power
Answer: D
Explanation:
The main difference between memory cards and smart cards is their capacity to process information. A memory card holds information but cannot process information. A smart card holds information and has the necessary hardware and software to actually process that information.
A memory card holds a user's authentication information, so that this user needs only type in a user ID or PIN and presents the memory card to the system. If the entered information and the stored information match and are approved by an authentication service, the user is successfully authenticated.
A common example of a memory card is a swipe card used to provide entry to a building. The user enters a PIN and swipes the memory card through a card reader. If this is the correct combination, the reader flashes green and the individual can open the door and
enter the building.
Memory cards can also be used with computers, but they require a reader to process the
information. The reader adds cost to the process, especially when one is needed for every
computer. Additionally, the overhead of PIN and card generation adds additional overhead
and complexity to the whole authentication process. However, a memory card provides a
more secure authentication method than using only a password because the attacker
would need to obtain the card and know the correct PIN.
Administrators and management need to weigh the costs and benefits of a memory card
implementation as well as the security needs of the organization to determine if it is the
right authentication mechanism for their environment.
One of the most prevalent weaknesses of memory cards is that data stored on the card are
not protected. Unencrypted data on the card (or stored on the magnetic strip) can be
extracted or copied. Unlike a smart card, where security controls and logic are embedded
in the integrated circuit, memory cards do not employ an inherent mechanism to protect the
data from exposure.
Very little trust can be associated with confidentiality and integrity of information on the
memory cards.
The following answers are incorrect:
"Smart cards provide two-factor authentication whereas memory cards don't" is incorrect.
This is not necessarily true. A memory card can be combined with a pin or password to
offer two factors authentication where something you have and something you know are
used for factors.
"Memory cards normally hold more memory than smart cards" is incorrect. While a memory
card may or may not have more memory than a smart card, this is certainly not the best
answer to the question.
"Only smart cards can be used for ATM cards" is incorrect. This depends on the decisions
made by the particular institution and is not the best answer to the question.
Reference(s) used for this question:
Shon Harris, CISSP All In One, 6th edition , Access Control, Page 199 and also for people
using the Kindle edition of the book you can look at Locations 4647-4650.
Schneiter, Andrew (2013-04-15). Official (ISC)2 Guide to the CISSP CBK, Third Edition :
Access Control ((ISC)2 Press) (Kindle Locations 2124-2139). Auerbach Publications. Kindle Edition.
NEW QUESTION: 2
Charlotte Villa, CFA, is a portfolio manager analyzing two securities. The 10-year bonds of Zehmer Corp.
are callable beginning in two years. The 10-year bonds of Cavalier Inc. are not callable, but have a floating coupon that adjusts annually based on a margin above comparable maturity U.S. Treasury issues with no limits on the rate adjustment. Both bond issues are rated AA. Villa uses a computer model to value individual bonds based on their zero-volatility spread and/or option-adjusted spread (OAS). She decided to increase the interest rate volatility assumption in her model without changing any of the other model inputs.
Identify how this change in assumption will affect the OAS for each bond.
A. The OAS for the Zehmer bond will decrease, but the OAS for the Cavalier bond will be unchanged.
B. The OAS for both bonds will increase.
C. The OAS for both bonds will decrease.
Answer: A
NEW QUESTION: 3
To seamlessly roam between two wireless cells in a Cisco Unified Wireless Network using controllers, which condition must exist?
A. The client's password must be the same on both APs.
B. The next cell should be on the same channel as the client's current cell.
C. The wireless client must use an EAP authentication method with the infrastructure authenticator.
D. The clients need static IP addresses.
E. The next cell should provide the same SSID as the client's current cell.
Answer: E
NEW QUESTION: 4
BYOD is a concept that combines which of the following aspects of mobility?
A. Security and performance
B. Usability and carrier agreements
C. Usability and security
D. Security and recovery
Answer: C
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